Electronic Payment Transaction Expert

Case Description:

An electronic payment transaction expert was needed for a patent infringement dispute involving point-of-sale (POS) payment systems and electronic transactions in connection with prepaid cards. At issue was alleged infringement of certain patents in connection with debit cards and prepaid cards used at point-of-sale (POS) transactions which access health benefit accounts.

IMS ExpertServices was asked to find an electronic payment transaction expert with extensive experience in the prepaid card industry and with knowledge of point-of sale (POS) transactions and the operational processes involved in electronic payment systems. This expert was needed to have substantial hardware and software understanding of prepaid card technology and electronic payment transaction services as used in the healthcare industry.

Experts Presented:

  • Transaction Processing Expert

    This expert has over two decades of experience in the financial payments industries including credit cards, debit cards, electronic funds transfer (EFT), and prepaid card transaction processing. She is a leading industry expert in merchant acquiring, point-of-sale (POS), and prepaid card issuing of gift, payroll, and general purpose reloadable cards. This expert has an extensive background in electronic payment systems and has worked with leading transaction processing companies. Her point-of-sale (POS) experience spans both hardware and software. In addition, she has experience in healthcare POS applications related to processing systems for healthcare claims adjudication, benefits eligibility, and electronic benefits transfer (EBT). This expert is a regular presenter at payment industry trade shows and conferences, and has been published in a variety of payment industry media. IMS Reference #5018856.

  • Electronic Payment Expert

    With over twenty-five years of experience in smart cards, security, and electronic transactions, this expert has substantial experience in electronic payment card technology, including credit and debit cards, online banking, electronic checks, and electronic funds transfer (EFT). He is president of a technology and management consulting firm focused on banks, processors, and technology companies. He has consulted on a wide variety of electronic card technologies ranging from magnetic, optical and intelligent for financial, security, consumer marketing, and information system applications. He is a former director of the Smart Card Industry Association and is a delegate to the International Standards Organization (ISO) and the American National Standards Institute (ANSI) developing worldwide standards for the smart card. IMS Reference #5067872.

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