Regulation Z

The Truth in Lending Act was originally Title I of the Consumer Credit Protection Act, Pub.L. 90–321, 82 Stat. 146, enacted June 29, 1968. The regulations implementing the statute, which are known as "Regulation Z", are codified at 12 C.F.R. 226. Most of the specific requirements imposed by TILA are found in Regulation Z, so a reference to the requirements of TILA usually refers to the requirements contained in Regulation Z, as well as the statute itself.

Case Study

Mortgage Lending Expert in APR Calculation

A mortgage lending expert in APR calculation was needed for class action litigation alleging violations of the Truth in Lending Act, also known as Regulation Z.